This Agreement is an honorable, Legal and serious expression of the intent between the new Member, the Sponsor and By being a member of this site, all parties agree to display good faith, fair dealing and ethical conduct in the pursuit of their goals. Members agree to abide by the My Spending Habit Policies and Procedures and the Terms and Conditions as they are declared and as they may be amended from time to time.

Member further Agrees:

  1. I am legal age in the state of my residency. I agree that as member and customer, I am totally responsible for the money he/she spends with partners. I will not represent in any manner that I am an agent or employee of My Spending Habit. I am responsible for the payment of all federal and state self-employment taxes and any other tax required under any federal, state or regulatory agency.
  2. That all reports pertaining to the conduct of my business be prepared and filed by me, if required.
  3. The products or services I purchase are for my use or consumption. The purchase of products monthly has not been required of me for participation as a member. It is also not mandatory for my membership that I do one on one sales or recruiting for
  4. That any dispute that arise regarding transactions with partners should be handled with the partner with which the purchase was made and that cannot be held responsible, as partners conduct their businesses on their own accounts without control by It is therefore your sole responsibility to conduct due diligence before acting on any product/service presented to you through our services.
  5. I agree that if I Sponsor I shall place the primary emphasis upon the products or services provided by My Spending Habit or its partners. Not to portray in anyway that is get rich quick scheme, but that it is a revenue sharing shopping site that share its revenue with its loyal members who shop with our partners.
  6. In order to maintain a viable company and to comply with changes in federal, state or local laws in economic conditions, reserves the right to amend, revise, institute, alter or modify  changes including but not limited to prices, literature, policies, these  Terms and Conditions and our Revenue Sharing model.
  7. Any such revisions become effective and binding upon publication on the official website or other official My Spending Habit publication. Member agrees to be bound by these changes.
  8. I will not promote nor use the company name, or the trade names, logos, sales material, trademarks or service marks of, except in materials provided by the company or approved in writing by My Spending Habit before their use by me.  I understand that unauthorized use or duplication of trademarks or copyrighted materials is a violation of federal law.
  9. reserves the right to suspend and / or close the operation of this site or sections thereof when, as a result of political, economic, military, monetary events  and / or any other circumstances outside the control, responsibility and power of The continued operation of this site is contingent upon the company's profit margins being sufficient to cover business expenses to continue business. In such event, will provide updates.
  10. Any membership that is cancelled/terminated will forfeit all benefits and privileges associated with Any purchase positions held in will also be forfeited and ownership will be reassigned to
  11. If I Sponsor, I am responsible for supervising and supporting referrals I sponsor into the program. I agree to maintain monthly communication and support to my referrals by way of the following, or combination thereof, personal contact, telephone communication, written communication.
  12. That Members conduct their membership for their own accounts and that all costs of conducting their own business is the sole responsibility of each individual member.
  13. Members cannot obligate the company for any costs or expenses nor can a Member incur liability on behalf of the company in any way.
  14. That this agreement is the sole and only agreement between and the Member, and is not subject to change, except in writing signed by an authorized MySpendingHabit official.
Earning Disclaimer:
We make every effort to ensure that we accurately represent our products/services, our system and their potential for income. Earning and Income statements made by our company and its customers are estimates of what we think you can possibly earn.There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual.
As with any business, your results may vary, and will be based on your individual capacity, the time you devote to marketing our program, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation. There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and on the internet that we cannot foresee which can reduce results. We are not responsible for your actions.The use of our information, products and services should be based on your own due diligence and you agree that our company is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services.